{"status":"success","message":"SchoolDream+ Payment API v4","data":{"version":"4.0.0","environment":"uat","endpoints":{"POST /v4/?action=collection":"Initiate a collection (money in)","POST /v4/?action=disbursement":"Initiate a disbursement (money out, merchant pays fee)","POST /v4/?action=balance":"Wallet balances (dashboard view)","POST /v4/?action=transaction_status":"Query a transaction by its reference","POST /v4/?action=payment_links":"Account collection via payment links","POST /v4/?action=account_collect":"Dashboard-side collection","POST /v4/?action=account_disburse":"Dashboard-side disbursement","POST /v4/?action=status":"Gateway / remote-callback webhook","POST /v4/?action=manual_review":"Admin: list/approve/reject stuck payouts"},"auth":"Send your API key in the X-API-Key header","docs":"See api-v4/docs/API_DOCUMENTATION.md"}}